finban

What is finban?

finban is a liquidity planning tool built specifically for small businesses that want to escape the chaos of spreadsheets. Instead of manually tracking cash flow across bank accounts, PayPal, invoices, and accounting tools, finban pulls everything together automatically. It shows you—day by day—how long your money will last, so you can make hiring, tax, and investment decisions with real confidence, not gut feeling.

Who it's for

• Founders and solo entrepreneurs who need a real-time view of their company’s cash position without hiring a finance team.
• Small business owners juggling multiple bank accounts, payment processors, and accounting tools, and tired of outdated Excel forecasts.
• Growing startups facing critical decisions like new hires, office space, or delayed payments, and needing to run “what if” scenarios instantly.

Key features

Liquidity dashboard

finban connects your business bank accounts, savings accounts, PayPal, and payment processors into one real-time view. You see your total liquidity status at a glance—no more logging into three different portals to figure out how much cash you actually have.

Scenario analysis

Wondering whether you can afford that new hire or a bigger office? finban lets you model any scenario—late payment, lost contract, tax prepayment—and see the impact on your cash runway in seconds. Decisions move from gut feeling to data-driven confidence.

Multi-banking and integrations

The tool syncs automatically with accounting platforms like lexoffice and sevDesk, payment processors like Stripe and PayPal Business, e-commerce via Shopify, and banking with Qonto. Open invoices and offers flow directly into your liquidity plan without manual data entry.

Automated 12-month forecast

finban analyzes your historical income and expenses to generate a rolling 12-month liquidity forecast. Every new transaction updates the forecast automatically, so you’re never working with stale numbers.

What stands out

“finban has revolutionized our liquidity planning. Instead of spending hours in Excel, we now have real-time visibility.”

That quote from a customer captures the core edge: finban replaces manual spreadsheet work with an always-current, automated view of your cash position. Most small business tools either focus on accounting or invoicing, but finban is laser-focused on the specific question of “how long will my money last?”—and it answers that question using your real financial data, not estimates.

Worth checking out if…

You run a small business or startup and regularly lose sleep over cash flow surprises. If you’re still managing liquidity in Excel, juggling multiple bank logins, or making hiring and investment decisions based on gut feeling rather than real numbers, finban gives you a clear, automated alternative. It’s especially useful if you already use tools like lexoffice, sevDesk, Stripe, or Shopify and want those data sources feeding directly into your cash forecast without extra work.